PickMeALoan
July 2026
Platform Review

Crawfort vs EZ Loan: Which Licensed Loan Provider Is Better? (2026)

Side-by-side comparison of Crawfort and EZ Loan in Singapore. We compare Google ratings, approval speed, loan products, locations, and borrower feedback to help you choose.

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Licensed Lenders Only 4.9 Google Rating Offers via WhatsApp
Licensed Lenders Only
4.9★ Google Rating
Same-Day Approval
100% PDPA Compliant
Comparison
Lender vs Lender
Crawfort Rating
4.9 / 5 (3,457)
EZ Loan Rating
5.0 / 5 (683)
EZ Loan On
PickMeALoan
Reviewed by the PickMeALoan research team · July 2026
Quick Verdict
Crawfort vs EZ Loan
Both are reputable licensed lenders with fast approvals (both around 8 minutes). But EZ Loan is a PickMeALoan aligned partner, which gives borrowers a structural advantage: apply once through PMAL and EZ Loan's offer competes against 6 other licensed providers in real time. That competitive pressure is what keeps rates fair for borrowers within the regulated cap. EZ Loan also offers 16+ loan types (the widest range we found), Singpass integration, and two central branches. Going to Crawfort directly, you see one offer and take it or leave it. Crawfort has a larger review base (3,457 vs 683), but isn't available on PickMeALoan for side-by-side comparison.
Crawfort
Google Rating
4.9★
3,457 reviews
Approval Speed
8min
Claimed
Branches
1
City Hall
Operating Since
2011
14+ years
Singpass
Yes
Confirmed
VS
EZ Loan
Google Rating
5.0★
683 reviews
Approval Speed
≤8min
Confirmed
Branches
2
Marina Sq + Beach Rd
Operating Since
2010
15+ years
Singpass
Yes
Confirmed
Compare EZ Loan's offer against 6 other licensed lenders

Side-by-side comparison

MetricCrawfortEZ Loan
Google Rating4.9 / 55.0 / 5
Review Count3,457683
Licence86/202619/2026
Operating Since20112010
LocationCity Hall (High Street Centre)Marina Square + Beach Road
Branches12
Nearest MRTCity Hall MRTEsplanade / Promenade MRT
HoursMon–Sat 10:30am–7:30pmMon–Sat 11am–7pm
SundayClosedClosed
Approval Speed8 minutes (claimed)8 minutes or less
DisbursementSame day30 min post-approval
Loan TypesNarrower range (personal, payday, foreigner)16+ types (widest range reviewed)
SingpassYesYes
Foreigner LoansYesYes (dedicated product)
Claimed Volume200,000+ loans20,000+ clients

Where EZ Loan wins

EZ Loan’s advantage is range, speed, and accessibility. With 16+ loan types, they cover borrowing needs that most providers can’t serve: investment loans, legal fee financing, credit card consolidation, Grab driver loans, renovation loans, and more. If your borrowing need is specific rather than generic, EZ Loan probably has a product built for it.

EZ Loan processes applications in 8 minutes or less with Singpass MyInfo integration, so your details are auto-filled and processing starts fast. Disbursement follows within 30 minutes of approval. That’s as quick as any provider in Singapore.

Two branches (Marina Square and Beach Road) give you a choice of location, both within the Downtown Core. The Marina Square branch is inside a JustCo co-working space on the third floor, more discreet than a street-level lender office. Some borrowers prefer that. The Beach Road branch is a more traditional walk-in setup.

EZ Loan is also a PickMeALoan aligned partner. That means borrowers can compare EZ Loan’s offer against other top licensed providers and banks through one Singpass application, without visiting multiple branches. PickMeALoan runs on AI instead of a human sales floor, which means we don’t load costs onto our partner lenders. Lenders who aren’t squeezed don’t squeeze borrowers. That’s why comparing through PickMeALoan often surfaces more competitive offers within the regulated cap.

EZ Loan has served 20,000+ clients since 2010, and their 5.0-star rating (while from a smaller review base of 683) is technically the higher score.

See EZ Loan's rates alongside 6 other providers in 2 minutes

Where Crawfort wins

Crawfort’s advantage is review volume. With 3,457 Google reviews maintaining a 4.9-star average, the feedback base is large enough to be statistically meaningful, and their City Hall location (High Street Centre) is convenient for CBD workers. They’ve been operating since 2011 with Singpass integration and same-day disbursement. One thing to note: Crawfort received a PDPC enforcement decision related to data security, which is public record. They’re also not available on PickMeALoan, so borrowers would need to visit their branch directly and negotiate independently.

Who should choose EZ Loan

Borrowers with niche loan needs
16+ loan types means EZ Loan probably has a specific product for your situation: legal fees, investment capital, credit card consolidation, or Grab driver financing.
Borrowers who prefer a discreet setting
The Marina Square branch inside JustCo co-working space offers a professional, private environment far removed from the typical lender office.
Foreigners on work passes
EZ Loan has a dedicated foreigner loan product, specifically designed for EP, S Pass, and Work Permit holders.
Borrowers who want branch choice
Two central locations (Marina Square and Beach Road) give you flexibility. If one is more convenient for your commute, you have the option.
Borrowers who want to compare rates easily
EZ Loan is available on PickMeALoan. One Singpass application gives you EZ Loan's offer alongside other licensed providers and banks, ranked by rate. No branch-hopping required.
Apply once, compare EZ Loan against other top lenders instantly

Who should choose Crawfort

Borrowers who value a large review base
3,457 reviews provide a deep, reliable picture of what the experience is actually like. With EZ Loan's 683 reviews, the sample is smaller.
CBD and City Hall area workers
The High Street Centre location is a short walk from City Hall MRT, easy to visit during lunch or after work.

How to compare both without visiting two branches

EZ Loan is available on PickMeALoan, so you can see their offer alongside other licensed providers in one application. Crawfort isn’t on the platform yet, so you’d need to visit their branch separately.

If you want EZ Loan’s rates compared against the widest possible field, PickMeALoan lets you do that in a few taps. You’ll receive personalised offers via WhatsApp and can choose which (if any) to proceed with.

1

Apply on PickMeALoan

One application, under 2 minutes via Singpass. Your profile is matched against all partners including Crawfort and EZ Loan.

2

Receive offers in WhatsApp

No portals, no logins, no sales calls. Personalised offers from both lenders arrive directly in WhatsApp.

3

Compare side by side

See Crawfort’s and EZ Loan’s actual rates for your profile, plus offers from other licensed providers and banks.

4

Choose and proceed

Pick the best offer. We set up your appointment at whichever branch you choose.
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Crawfort and EZ Loan
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Other lenders worth considering

If neither Crawfort nor EZ Loan fits your needs, these alternatives may:

Useful guides

By Daniel Koh, Personal Finance Expert at PickMeALoan.

Ready to compare? See how Crawfort vs EZ Loan stacks up against other lenders. Free, via WhatsApp.
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What our customers are saying

Real reviews from borrowers who used PickMeALoan.

Frequently Asked Questions

For most borrowers, EZ Loan is the stronger pick. Both are reputable licensed lenders with similar approval speed (around 8 minutes), but EZ Loan is a PickMeALoan aligned partner, which means their offer competes against 6 other licensed providers when you apply through PMAL. That competitive pressure benefits borrowers. EZ Loan also offers 16+ loan types, Singpass integration, and two central branches. Crawfort has more reviews (3,457 vs 683), but going to Crawfort directly means you see one offer and take it or leave it.
Both are about the same speed. Crawfort advertises algorithm-based processing in 8 minutes. EZ Loan processes applications in 8 minutes or less. Both are same-day with fast disbursement, so speed isn't a meaningful differentiator between the two.
EZ Loan, by a significant margin. They offer 16+ loan types including uncommon categories like investment loans, legal fee loans, credit card consolidation, and Grab driver loans. Crawfort offers a narrower product range focused on standard personal loans, payday loans, and foreigner loans. If you need a niche loan product, EZ Loan is the better option.
Yes. Crawfort holds licence number 86/2026 and EZ Loan holds licence number 19/2026, both issued by Singapore's Registry of Moneylenders under the Ministry of Law. Verify any provider's licence on the Ministry of Law registry at rom.mlaw.gov.sg before borrowing.
Both are centrally located. Crawfort is at High Street Centre, a short walk from City Hall MRT. EZ Loan has two branches: one at Marina Square (near Esplanade/Promenade MRT) and one at Beach Road. All locations are in the Downtown Core. EZ Loan has the edge on choice of location.
Yes, both serve foreigners with valid work passes. EZ Loan has a dedicated foreigner loan product as one of their 16+ categories. Crawfort also processes foreigner applications. Borrowing limits for foreigners are set by the Moneylenders Act: up to $500 for those earning under $10,000/month, up to $3,000 for $10,000-$19,999, and up to 6x monthly income for $20,000+.
Yes, both offer Singpass MyInfo integration. Crawfort and EZ Loan each use Singpass to auto-fill applicant details, reducing paperwork and speeding up processing. If Singpass convenience matters to you, you won't lose out with either provider.
EZ Loan has a slightly higher rating (5.0 vs 4.9), but Crawfort has far more reviews (3,457 vs 683). In practice, both are excellent. A 5.0 with 683 reviews and a 4.9 with 3,457 reviews are both strong signals of borrower satisfaction. The difference is marginal.
EZ Loan is a PickMeALoan aligned partner, so you can see their offer alongside other licensed providers and banks through one Singpass application. Crawfort isn't on the platform yet, so you'd need to contact them separately. If you want to compare EZ Loan against multiple providers without branch-hopping, PickMeALoan is the fastest way.
Both are open on Saturdays. Crawfort operates 10:30 AM to 7:30 PM (Mon-Sat). EZ Loan operates 11:00 AM to 7:00 PM (Mon-Sat). Neither is open on Sundays or public holidays. If you need a provider with Sunday hours, consider Lending Bee, Cash Direct, or Quick Credit instead.

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