SGP Credit Singapore Review (2026)
Review Summary
Based on our review of SGP Credit Singapore’s official website and publicly available customer feedback, SGP Credit Singapore appears to operate as a licensed moneylender that places strong emphasis on clear communication and guided assistance during the loan application process.
Public reviews frequently reference approachable loan officers and detailed explanations of loan terms, with many borrowers highlighting clarity around repayment schedules and obligations, particularly for first-time applicants or those seeking urgent financial assistance.
Overall, available information suggests that SGP Credit Singapore follows standard licensed moneylending practices within Singapore’s regulatory framework, with customer experiences largely reflecting transparency, efficiency, and compliance with local regulations.
Google Reviews & Borrower Sentiment
Overall Rating
Common Review Themes
Based on Google’s automated review insights, borrowers most frequently mention:
Selected Google Review Excerpts
List of Reputable Licensed Moneylenders Available on PickMeALoan
Compare key loan details from licensed moneylenders in Singapore, including monthly interest rates, borrower ratings, and availability on PickMeALoan. This table highlights the most relevant factors to consider when evaluating licensed moneylenders, such as transparency, repayment terms, and borrower feedback.
If you want a deeper guide on how to compare personal loans in Singapore, you can read our full comparison guide here.
| Moneylender | Monthly Interest Rate | Google Rating |
PickMeALoan Aligned Partner
Aligned Partners share PickMeALoan’s borrower-first values,
including competitive pricing, AI-driven matching, and strong
respect for borrower privacy. Loan outcomes remain subject to individual assessment. |
|---|---|---|---|
| EZ Loan | From 1.88% | ⭐ 5.0 | ✓ |
| Best Licensed Moneylender | From 2.18% | ⭐ 5.0 | ✓ |
| Credit Xtra | From 3.00% | ⭐ 5.0 | ✓ |
| 1 2 Lend | From 3.30% | ⭐ 4.9 | ✓ |
| SGP Credit Singapore | From 3.92% | ⭐ 5.0 | ✓ |
| Crawfort | Up to 4% | ⭐ 4.9 | |
| Quick Credit | Up to 4% | ⭐ 5.0 | |
| Cash Direct | Up to 4% | ⭐ 5.0 | |
| Jefflee Credit | Up to 4% | ⭐ 4.8 | |
| BST Credit | Up to 4% | ⭐ 4.9 | |
| Lending Bee | Up to 4% | ⭐ 5.0 | |
| OT Credit | Up to 4% | ⭐ 4.9 | |
| Soon Seng Credit | Up to 4% | ⭐ 5.0 |
Frequently Asked Questions
Clear answers to help you secure the best personal loan deals in Singapore.
Is SGP Credit Singapore a licensed moneylender in Singapore?
Yes. SGP Credit Singapore is a licensed moneylender operating in Singapore and is subject to regulations under the Ministry of Law.
What types of loans does SGP Credit Singapore offer?
According to information available on its official website and customer reviews, SGP Credit Singapore primarily offers personal cash loans, including short-term financing options, subject to eligibility assessment.
What are the interest rates charged by SGP Credit Singapore?
Interest rates and applicable fees vary depending on the borrower’s profile, loan amount, and repayment tenure. Borrowers are advised to review the full loan contract and repayment schedule carefully before proceeding.
How does the application process work at SGP Credit Singapore?
The application process generally involves submitting required documents, verifying identity and income details, and receiving an explanation of loan terms before approval. The exact process may vary depending on individual circumstances.
Does SGP Credit Singapore require a physical office visit?
Based on publicly available information, borrowers may be required to visit SGP Credit Singapore’s physical office in Jurong East for verification and contract signing, in line with regulatory requirements.
What do borrowers commonly say about SGP Credit Singapore?
Public reviews commonly mention helpful and approachable loan officers, clear explanations of loan terms, and a generally smooth application experience. Some borrowers also highlight fast approval timelines.
Is SGP Credit Singapore suitable for first-time borrowers?
Some first-time borrowers report positive experiences, particularly appreciating the guidance provided during the application process. Suitability ultimately depends on individual financial circumstances and repayment capacity.
Does SGP Credit Singapore guarantee loan approval?
No licensed moneylender can guarantee loan approval. All applications at SGP Credit Singapore are subject to eligibility checks and assessment.
How does SGP Credit Singapore compare to other licensed moneylenders?
SGP Credit Singapore may differ from other licensed moneylenders in terms of approval speed, customer service approach, and repayment structures. Borrowers are encouraged to compare multiple options before deciding.
Can I compare SGP Credit Singapore with other lenders before applying?
Yes. Borrowers can compare SGP Credit Singapore with other licensed moneylenders to better understand differences in loan terms, costs, and suitability.
Is PickMeALoan affiliated with SGP Credit?
PickMeALoan is an independent loan comparison platform.
Information provided is based on publicly available sources and customer feedback, and PickMeALoan does not represent or act on behalf of SGP Credit Singapore.
How to Apply for a Personal Loan Through PickMeALoan (Fast & Simple)
Tell us what you need
Securely connect with Singpass or answer three quick questions about your loan request.
Our AI system analyses your profile privately to understand your eligibility.
Instant Loan Matches
Our AI-managed system instantly identifies the best fast cash provider for your profile.
lowest eligible interest rate
longest possible tenure
highest realistic loan amount
Review & Proceed Privately
We’ll send your personalised offers directly via WhatsApp.
Choose the option that suits you best — no pressure, no calls, no judgement.
We coordinate the final steps, and many providers offer same-day disbursement once verification is complete.
No need to return to the site — everything continues seamlessly through WhatsApp.
Ready to get your personalised loan offers?
100% free · No obligation
What our customers are saying..
Testimonials from our satisfied clients.
Skip the Hard Work! We Match You Instantly.
Tell us what you need and we’ll negotiate the best loan options on your behalf in minutes.
About PickMeALoan
Popular Guides
Other Guides
Socials
Copyright 2026. PickMeALoan. All Rights Reserved.