EZ Loan
Review (2026)
Review Summary
Based on publicly available information from EZ Loan’s official website and Google reviews across its Singapore branches, EZ Loan is widely recognised as an established licensed money lender with a strong customer satisfaction record.
According to online reviews, EZ Loan consistently maintains a 5.0-star rating from hundreds of borrowers. Customers frequently describe their loan experience as smooth, stress-free, and professionally handled. Commonly mentioned themes include patient loan officers, clear explanations of loan terms, and a consultation process that does not feel rushed or pressuring, particularly reassuring for first-time borrowers.
Information available on EZ Loan’s website indicates that the lender operates two physical branches, Marina Square and Beach in Singapore and follows a structured, in-person loan process. This aligns with borrower feedback highlighting face-to-face consultations, transparent communication, and personalised service by individual loan officers, who are often named positively in reviews.
Overall, EZ Loan appears to be well-reviewed by borrowers seeking a licensed money lender in Singapore that prioritises professionalism, clear communication, and a comfortable loan application experience, supported by both its online presence and consistent customer feedback.
Google Reviews & Borrower Sentiment
Overall Rating
Common Review Themes
Based on Google’s automated review insights, borrowers most frequently mention:
Selected Google Review Excerpts
If youre looking for loan, can come here and look for Wei Hong! His service is really great and the process takes less than an hour. Thank you 🥰”
Highly recommend EZLoan, especially if you get assistance from Bai Song. Thank you for the excellent service!”
She is very polite. If youre looking for loan this money leneder is superb and service is really great especially with jarmaine around the process takes less than an hour. Thank you jarmaine ❤️”
List of Reputable Licensed Moneylenders Available on PickMeALoan
Compare key loan details from licensed moneylenders in Singapore, including monthly interest rates, borrower ratings, and availability on PickMeALoan. This table highlights the most relevant factors to consider when evaluating licensed moneylenders, such as transparency, repayment terms, and borrower feedback.
If you want a deeper guide on how to compare personal loans in Singapore, you can read our full comparison guide here.
| Moneylender | Monthly Interest Rate | Google Rating |
PickMeALoan Aligned Partner
Aligned Partners share PickMeALoan’s borrower-first values,
including competitive pricing, AI-driven matching, and strong
respect for borrower privacy. Loan outcomes remain subject to individual assessment. |
|---|---|---|---|
| EZ Loan | From 1.88% | ⭐ 5.0 | ✓ |
| Best Licensed Moneylender | From 2.18% | ⭐ 5.0 | ✓ |
| Credit Xtra | From 3.00% | ⭐ 5.0 | ✓ |
| 1 2 Lend | From 3.30% | ⭐ 4.9 | ✓ |
| SGP Credit Singapore | From 3.92% | ⭐ 5.0 | ✓ |
| Crawfort | Up to 4% | ⭐ 4.9 | |
| Quick Credit | Up to 4% | ⭐ 5.0 | |
| Cash Direct | Up to 4% | ⭐ 5.0 | |
| Jefflee Credit | Up to 4% | ⭐ 4.8 | |
| BST Credit | Up to 4% | ⭐ 4.9 | |
| Lending Bee | Up to 4% | ⭐ 5.0 | |
| OT Credit | Up to 4% | ⭐ 4.9 | |
| Soon Seng Credit | Up to 4% | ⭐ 5.0 |
Frequently Asked Questions
Clear answers to help you secure the best personal loan deals in Singapore.
Is EZ Loan a licensed money lender in Singapore?
Yes. EZ Loan is a licensed money lender operating in Singapore with multiple physical branches and a long operating history.
Where are EZ Loan’s branches located?
EZ Loan currently operates branches at Marina Square and Beach Road in Singapore. Each branch has its own service team and publicly available customer reviews.
Is there a difference between the Marina Square and Beach Road branches?
While both branches operate under the same EZ Loan brand, customer reviews suggest that service experiences may vary slightly based on the individual loan officer assisting the borrower. Each branch has its own Google reviews and customer feedback.
What do borrowers commonly say about EZ Loan in reviews?
Public Google reviews frequently mention professional service, patient explanations, understanding staff, and smooth loan transactions. Many borrowers also highlight clear explanations of loan terms and a consultation process that does not feel rushed or pressuring.
Is EZ Loan suitable for first-time borrowers?
Based on publicly available reviews, EZ Loan is often chosen by first-time borrowers who appreciate clear explanations and a structured, in-person consultation process.
How does the EZ Loan application process generally work?
Information available online suggests that borrowers typically visit a physical branch for consultation, document verification, and explanation of loan terms. The exact process may vary depending on individual circumstances.
How long does the loan process take at EZ Loan?
Some reviewers mention that the in-person process can be completed within a relatively short timeframe. However, actual processing time may vary depending on documentation, loan type, and borrower eligibility.
Can I compare EZ Loan with other licensed money lenders?
Yes. Borrowers are encouraged to compare EZ Loan with other licensed money lenders in Singapore to assess differences in interest rates, repayment terms, and overall suitability.
Is PickMeALoan affiliated with EZ Loan?
PickMeALoan is a loan comparison platform and not a lender. We do not issue loans or make approval decisions. Our role is to help borrowers compare available options based on publicly available information and eligibility inputs.
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