
Clear answers to help you secure the best personal loan deals in Singapore.
PickMeALoan is a loan comparison platform in Singapore that matches borrowers with suitable licensed moneylenders and financial institutions based on their profile, eligibility, and needs.
No. PickMeALoan is not a moneylender. We are a comparison and matching platform that works only with regulated financial institutions in Singapore.
No. Using PickMeALoan is completely free for borrowers. There are no application fees, hidden charges, or obligations to accept any loan offer.
Submitting an application on PickMeALoan does not automatically affect your credit score. Any credit checks are performed only if you proceed with a lender and agree to their application process.
No platform can guarantee approval. Loan approval depends on the lender’s assessment, including income, employment status, existing debts, and credit profile.
However, we will help you to find the best one to get your loan approved.
Most users receive matched offers within minutes. In some cases, it may take longer depending on your profile or if additional verification is required.
No. You are under no obligation to accept any offer. You are free to compare, decline, or ignore all offers without penalty.
Yes. PickMeALoan allows you to compare multiple suitable options without submitting separate applications to each lender.
Yes. Your data is handled securely and shared only with matched licensed lenders for the purpose of evaluating your loan eligibility.
You may be contacted only by relevant licensed lenders regarding your application. PickMeALoan does not allow unrelated marketing or spam outreach.
Yes. You may contact us at any time to request data deletion in accordance with Singapore’s PDPA requirements.
Try refreshing the page or using a different browser or device. If the issue persists, contact our support team with a brief description of the problem.
You can reach us via the contact form on this page or on WhatsApp.
This may happen if your income is below requirements, existing loans are high, or lender criteria are temporarily stricter. You are under no obligation, and you can try again when your profile improves.
PickMeALoan will never ask for deposits, admin fees, or upfront payments. All partner lenders are licensed and verifiable on Singapore’s official registry.
Any request for upfront payment is a scam.
Testimonials from our satisfied clients.
Tell us what you need and we’ll negotiate the best loan options on your behalf in minutes.
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