About PickMeALoan

PickMeALoan is a digital loan comparison platform that helps borrowers in Singapore find the most competitive personal loan options available.

We partner with Fast Cash Providers and use intelligent matching technology to deliver transparent, personalized loan results instantly.

Our platform is fully digital, private, and PDPA-compliant — removing unnecessary operational costs for providers, and enabling them to offer lower interest rates through PickMeALoan.

Our mission is simple:
Make borrowing easier, smarter, and more affordable for everyone.

Why Borrowers Choose PickMeALoan

Lowest Rates Guaranteed

By supporting (not squeezing) licensed moneylenders, we encourage better pricing and real competition, benefiting borrowers directly.

Faster, More Accurate IPA Responses

We streamline the data lenders receive reducing manual checks and giving borrowers quicker, more consistent offers.

Fast, Easy, and Seamless

Borrowers receive matches and continue the process directly through WhatsApp — a simple, familiar experience.

Our Story

PickMeALoan was created after seeing how the licensed moneylender industry in Singapore struggled with slow and inconsistent loan workflows.

“Pre-approved” loan amounts shown online rarely matched what borrowers were actually offered in person, creating frustration and confusion.

The real bottleneck wasn’t comparison.

It was the manual IPA evaluation process used by moneylenders, where each application had to be reviewed individually. This meant borrowers often waited many hours — sometimes a full day — before receiving accurate feedback.

We built PickMeALoan to improve this together with moneylenders.

By collecting cleaner data, streamlining submissions and reducing back-and-forth, we help lenders assess IPAs faster and more consistently.

This creates room for more competitive pricing, clearer expectations, and faster approvals for borrowers in Singapore.

How PickMeALoan Works

Tell us what you need

Securely connect with Singpass or answer three quick questions about your loan request.

This helps us understand your loan needs so we can match you with banks and licensed moneylenders and negotiate on your behalf.

Instant Loan Matches

Our system instantly identifies the best lenders for your profile.

the biggest loan amount you’re eligible for
the longest possible tenure
the lowest interest rate available

Get Funded

We’ll send your personalised offers directly via WhatsApp.

Choose the option that suits you best.

We coordinate the final steps, and many providers offer same-day disbursement once verification is complete.

No need to return to the site — everything continues seamlessly through WhatsApp.

Ready to get your personalised loan offers?

100% free · No obligation

Secure Verification, Powered by

Singpass lets us verify your identity and documents securely, so licensed moneylenders can assess your application faster and more accurately.

This means quicker IPA results, fewer manual checks, and a smoother borrowing experience for Singapore borrowers.

What our customers are saying..

Testimonials from our satisfied clients.

Skip the Hard Work! We Match You Instantly.

Tell us what you need and we’ll negotiate the best loan options on your behalf in minutes.