At a Glance
What Borrowers Say About Crawfort
Crawfort has 1,700+ Google reviews at 4.8 stars, making it one of the most-reviewed moneylenders in Singapore. Borrowers frequently mention that staff explain terms clearly before you commit, and that the approval process is fast. Crawfort uses an algorithmic credit scoring system rather than purely manual review, which likely explains the speed — they claim an 8-minute approval record.
The tech-forward approach is real: borrowers confirm the process feels faster than a typical lender visit. Singpass MyInfo integration means less paperwork. That said, the product range is narrower than competitors who list 10+ loan types, so if you need a niche product (renovation loans, medical loans), you may need to look elsewhere.
Loan Products
Crawfort focuses on core loan categories:
Crawfort’s product range is more focused than some competitors who list 10+ loan types. However, their technology-driven approach means the application experience is streamlined regardless of loan type.
Rates and Fees
All licensed moneylenders in Singapore are capped at 4% per month interest by Ministry of Law regulation. Crawfort uses proprietary algorithmic formulas in what they call “predictive scoring credit methodologies” to assess each borrower, which means your rate will be determined by their algorithm based on your individual profile.
The company emphasises transparent pricing with no hidden fees. With over 200,000 loans disbursed, Crawfort has significant data to refine their credit models, which may result in more accurate risk pricing for borrowers with strong profiles. Specific rate ranges are not published on their website, so you will need to apply to receive a personalised quote.
Who Is Crawfort Best For?
Location and How to Get There
Crawfort is located at 1 North Bridge Road, #01-35 High Street Centre, Singapore 179094. The office is on the ground floor of High Street Centre, a commercial building in the City Hall / Civic District area.
From City Hall MRT (EW13/NS25), take Exit B towards North Bridge Road. High Street Centre is approximately a 3-minute walk — you will see the building on your left as you walk north along North Bridge Road. The office is at unit #01-35 on the ground floor, so there is no need to go up to higher levels.
The location is also accessible from Esplanade MRT (CC3) and well-served by buses along North Bridge Road and Victoria Street.
How to Apply
- Apply online via MyInfo — Visit crawfort.com and start your application using Singpass MyInfo for faster processing with minimal manual data entry
- Receive your assessment — Crawfort’s algorithm analyses your profile and provides a decision, often within minutes
- Visit in person — Head to High Street Centre #01-35 during operating hours (Mon-Sat 10:30 AM - 7:30 PM) for identity verification, which is legally required
- Review and sign — Carefully review all terms, interest rates, and repayment schedules before signing
- Receive your funds — Disbursement upon completion of the in-person verification process
How Crawfort Compares
Before choosing Crawfort, compare it against other licensed lenders and banks through PickMeALoan. You apply once and receive personalised offers from multiple licensed lenders. Our AI matches you around the clock, we push lenders for their best possible rate (rate-match guarantee from 0.82% per month, 9.88% p.a.), deliver the offers to WhatsApp, and set up your appointment — you choose which to proceed with, with no lenders cold-calling you. Final rate, amount, and approval are subject to each lender’s verification.
Use PickMeALoan to compare rates instantly.
Other Lenders Worth Considering
If you’re exploring options beyond Crawfort, these reviews may help:
- Singa Credit — 30+ years in Bugis, rates from 1%, open weekends
- EZ Loan — 4.9 stars at Marina Square, 16+ loan types available
- Finance Buddy — PhillipCapital-backed in the CBD, specialised secured lending
Useful Guides
- Compare Personal Loans in Singapore — Side-by-side comparison from banks and licensed lenders
- Borrow Money in Singapore — Complete guide to borrowing options
- Licensed Moneylenders Directory — Full directory of licensed lenders
Tips Before Visiting Crawfort
- Start your application online first — Crawfort’s MyInfo integration means you can complete most of the process before visiting, saving time at the office.
- Visit Monday to Saturday only — Crawfort is closed on Sundays and public holidays, so plan your visit accordingly. They open at 10:30 AM.
- Ask about their algorithmic rate — Since Crawfort uses predictive scoring, ask what factors influenced your rate and whether there is anything you can do to improve it.
- Verify the licence before visiting — Check licence number 86/2025 on the Ministry of Law’s registry. The operating entity is CF Money Pte. Ltd.
- Compare before committing — With 200,000+ loans under their belt, Crawfort is credible, but rates vary by lender. Use PickMeALoan to see how their offer stacks up.