Crawfort Loan Review: Rates, Fees & Alternatives

Crawfort is a licensed-moneylender brand with a central Singapore outlet and an online application flow. Its public information is useful for checking identity, process and fee categories, but it does not provide a verified borrower-specific quote in the sources reviewed for this refresh.

If you are comparing options, request the same amount and repayment period from each provider. Then compare the cash you receive, every fee, instalment dates and total repayment. Compare loan options through PickMeALoan. PickMeALoan is a commercial comparison and application platform, not the lender.

What interest rate and fees does Crawfort charge?

No current borrower-specific Crawfort rate or EIR is stated in the reviewed public sources. A direct written quote is required because an advertised minimum or a comparison illustration does not show Crawfort’s underwriting decision.

ROSHI’s Crawfort review shows an indicative 3.92% per month in its repayment illustration and says actual rates depend on the lender. The same indicative default appears for multiple lenders in ROSHI’s comparison, so it is not lender-specific underwriting or a direct Crawfort offer. Read the ROSHI source for the source context.

Crawfort’s FAQ says a processing fee is deducted upfront. Its licensed-moneylender page describes a one-time administrative fee not exceeding 10% of principal, while its instant-loan page describes a loan-grant fee of up to 10% of principal. Those pages use different timing language, so confirm the exact amount, deduction point and net cash received in your contract.

The same Crawfort instant-loan page states a maximum 4% per month on outstanding principal and a late fee of up to S$60. MinLaw’s legal maximum is a fee of S$60 for each month of late repayment. Late interest can reach 4% per month for each month the loan is repaid late, but only on the amount that is repaid late, not on amounts that are outstanding but not yet due. Interest is computed on the principal remaining after payments appropriated to principal. Total interest, late interest, upfront administrative fees and late fees also cannot exceed the loan principal. These are legal maxima, not typical or recommended charges.

How does Crawfort compare with PickMeALoan’s participating lenders?

The comparison list includes Best Licensed Moneylender, Credit Xtra, EZ Loan, SGP Credit and Singa Credit, which are PickMeALoan’s participating lenders. Offers remain subject to each lender’s assessment.

The comparison rows use the current public figures displayed in PickMeALoan’s licensed-lender directory: Best Licensed Moneylender from 1.01% per month, Credit Xtra from 3.00% per month, EZ Loan from 0.82% per month for eligible applicants, SGP Credit from 3.92% per month and Singa Credit from 2.00% per month. These are displayed starting figures, not personal quotes or guaranteed approval. The Crawfort row shows no published rate; it notes ROSHI’s 3.92% per month as an attributed illustration and PickMeALoan’s up-to-4% directory display, and neither is a written Crawfort offer.

Obtain Crawfort’s written offer separately, then compare personal loan options through PickMeALoan using the same amount and repayment period. Compare cash received, fees, total repayment, due dates, branch requirements and the time needed for identity verification.

Is Crawfort legit and licensed in Singapore?

Yes. The Ministry of Law’s September 2026 licensed-moneylender list records CF Money Pte. Ltd., licence 86/2026, at 1 North Bridge Road, #01-35, High Street Centre, Singapore 179094. The row also lists phone 6777 8080 and the Crawfort website.

The current Registry information for borrowers says licensed moneylenders must meet borrowers in person at the approved place of business to verify identity before granting a loan. A licence confirms the regulated entity and approved address at the time of the list. It does not confirm approval, price or suitability for your loan.

This review uses public pages captured on 10 September 2026. Older third-party pages use different legal names or licence numbers, so the current regulator record carries more weight for identity.

What are the strengths and limitations of Crawfort?

The useful part of Crawfort’s public information is its process detail. MyInfo can reduce form filling, and the outlet is central. The decision still turns on the written cost and repayment schedule, not the fastest number on a landing page.

What loan products, amounts and repayment plans does Crawfort list?

For unsecured loans, the Ministry of Law borrower guide sets the total maximum amount you may borrow at any time across all licensed moneylenders in Singapore:

These are legal ceilings for unsecured borrowing across all licensed moneylenders, not a guaranteed Crawfort amount or approval.

The FAQ lists weekly, bi-weekly, payday and monthly repayment plans, while the loans page lists weekly, bi-weekly and monthly plans. Neither gives one verified numeric tenure for every borrower. Ask for the number of instalments, payment frequency, due dates and total repayment before accepting an offer.

How quickly can you receive a Crawfort loan?

Crawfort’s licensed-moneylender page says an application can be approved in eight minutes, while its FAQ says funds follow offer acceptance and face-to-face verification at the outlet. Its licensed page also says the time to receive funds varies with circumstances and verification.

There is a source-specific conflict on Crawfort’s own website: the homepage has a 90-minute approval heading, while the same page and other product pages repeat eight-minute result or approval wording. Treat eight minutes as an advertised application-result reference, not a promise of approval or cash in hand. Ask when your appointment and disbursement can happen.

Where does Crawfort appear online?

Crawfort appears on public review, directory and comparison pages including ROSHI, MoneyIQ, PersonalLoans.sg and SingSaver. These are public mentions. They do not, by themselves, prove that Crawfort works with the platform, that an offer is available there, or that the quoted information is current.

Who may find Crawfort suitable?

• Borrowers who want to start online

  Crawfort's public process pages describe Singpass MyInfo as an application step.

• People who can visit High Street Centre

  Face-to-face verification is part of the licensed-moneylender process.

• Borrowers willing to compare written offers

  The exact rate, fees, tenure and total repayment need to be checked in the contract.

Who should consider alternatives?

Consider other options if you need a provider with a different location, a different repayment schedule or a quote you can compare in the same application. A bank or financial-institution loan may also be worth checking if you qualify and its total cost is lower.

Pause borrowing if the repayment would leave too little for rent, food, utilities, transport or existing debts. A fast response does not make an unaffordable loan workable.

Where is Crawfort located and when is it open?

The current regulator row records 1 North Bridge Road, #01-35, High Street Centre, Singapore 179094 and phone 6777 8080. Check the current Registry entry and Crawfort’s contact page before travelling.

What should you do before accepting a Crawfort offer?

If you want to compare other options, compare personal loan options. This is not a Crawfort application, and approval, amount, rate and terms are not guaranteed.