
Based on publicly available information and Google reviews, Quick Credit operates as a licensed moneylender in Singapore and places strong emphasis on in-person service and clear explanations during the loan application process.
Many borrower reviews highlight the professionalism, patience, and friendliness of Quick Credit’s staff. Customers frequently mention that loan officers take time to explain repayment terms, contracts, and loan conditions in detail, helping borrowers better understand their obligations before proceeding.
At the same time, some feedback indicates that loan approvals are subject to strict eligibility checks. Reviews suggest that factors such as CPF contribution history, income stability, and existing outstanding loans may affect approval outcomes. In several cases, applicants reported being declined despite making initial enquiries.
Overall, available reviews suggest that Quick Credit follows standard licensed moneylending practices in Singapore. The lender may be suitable for borrowers who value face-to-face guidance and detailed explanations, provided they meet the lender’s internal eligibility criteria.
Based on Google’s automated review insights, borrowers most frequently mention:
Compare key loan details from licensed moneylenders in Singapore, including monthly interest rates, borrower ratings, and availability on PickMeALoan. This table highlights the most relevant factors to consider when evaluating licensed moneylenders, such as transparency, repayment terms, and borrower feedback.
If you want a deeper guide on how to compare personal loans in Singapore, you can read our full comparison guide here.
| Moneylender | Monthly Interest Rate | Google Rating |
PickMeALoan Aligned Partner
Aligned Partners share PickMeALoan’s borrower-first values,
including competitive pricing, AI-driven matching, and strong
respect for borrower privacy. Loan outcomes remain subject to individual assessment. |
|---|---|---|---|
| EZ Loan | From 1.88% | ⭐ 5.0 | ✓ |
| Best Licensed Moneylender | From 2.18% | ⭐ 5.0 | ✓ |
| Credit Xtra | From 3.00% | ⭐ 5.0 | ✓ |
| 1 2 Lend | From 3.30% | ⭐ 4.9 | ✓ |
| SGP Credit Singapore | From 3.92% | ⭐ 5.0 | ✓ |
| Crawfort | Up to 4% | ⭐ 4.9 | |
| Quick Credit | Up to 4% | ⭐ 5.0 | |
| Cash Direct | Up to 4% | ⭐ 5.0 | |
| Jefflee Credit | Up to 4% | ⭐ 4.8 | |
| BST Credit | Up to 4% | ⭐ 4.9 | |
| Lending Bee | Up to 4% | ⭐ 5.0 | |
| OT Credit | Up to 4% | ⭐ 4.9 | |
| Soon Seng Credit | Up to 4% | ⭐ 5.0 |
Clear answers to help you secure the best personal loan deals in Singapore.
Quick Credit is listed as a licensed moneylender operating in Singapore. Licensed moneylenders are regulated under the Ministry of Law and must comply with local lending regulations.
Public reviews indicate that Quick Credit operates within Singapore’s licensed moneylending framework. As with any loan, borrowers are advised to review all terms carefully and ensure the repayment structure is suitable for their financial situation.
Based on borrower feedback, Quick Credit typically requires applicants to visit their office in person to complete identity verification, review contracts, and finalise the loan process.
Initial enquiries may be made online or by phone, but reviews suggest that final applications and verification are usually completed in person.
Some borrowers report being declined due to eligibility factors such as income stability, CPF contribution history, or existing outstanding loans. Approval decisions appear to vary by individual financial profile.
Reviews indicate that CPF contribution history may be considered as part of Quick Credit’s assessment process, particularly for employed applicants.
Having an outstanding bank loan may affect approval outcomes. Borrowers with existing debt obligations are encouraged to clarify eligibility requirements before visiting.
Repayment structures vary by loan type and borrower profile. Reviews suggest that repayment terms are explained during the application process before any agreement is signed.
Quick Credit may be suitable for first-time borrowers who prefer face-to-face guidance and detailed explanations, provided they meet eligibility requirements.
Comparing multiple licensed moneylenders can help borrowers understand different interest rates, repayment structures, and eligibility criteria before making a decision.
Quick Credit may appear on PickMeALoan for informational comparison purposes. Only lenders marked as PickMeALoan Aligned Partners actively participate in PickMeALoan’s borrower-first and AI-matching programme. Partner status does not guarantee loan approval or specific interest rates.
PickMeALoan is a loan comparison platform and not a lender. We do not issue loans or make approval decisions. Our role is to help borrowers compare available options based on publicly available information and eligibility inputs.

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