At a Glance
What Borrowers Say About Quick Credit
Quick Credit has 2,000 Google reviews, and roughly 1,980 of them are 5-star. That is a very high ratio. With 24 years of operation since 2001, it is one of the longest-running moneylenders in Singapore.
Borrowers mention a staff member named YJ frequently, crediting him for thorough explanations and helping them pick repayment plans that keep total interest costs down — rather than pushing the maximum loan amount. That is a useful detail if you are worried about being upsold. The environment is described as welcoming, and multiple reviews mention staff being patient with first-time borrowers.
Quick Credit advertises a 30-minute approval guarantee with on-the-spot cash disbursement (subject to the lender’s verification and approval), and borrowers back this up. Several describe completing the entire process during a lunch break. Their product range is narrow (personal, payday, business, and debt consolidation loans), so if you need a specialised product like a renovation or wedding loan, look elsewhere. They are open 7 days a week, which is a practical advantage over lenders that close on Sundays.
Loan Products
Quick Credit keeps a focused product lineup:
Their approach emphasises doing a few things exceptionally well rather than offering every conceivable loan type. The unsecured personal loan is their flagship product, backed by their 30-minute approval guarantee.
Rates and Fees
Quick Credit advertises low rates with no hidden fees for their unsecured personal loans. As a licensed moneylender, their rates are capped at 4% per month. Borrowers consistently praise the transparency of their pricing — multiple reviews mention that the actual cost matched what was quoted during consultation.
With $50M+ funded over 24 years, Quick Credit has the track record to offer competitive rates to borrowers with good profiles. Staff are specifically praised for helping borrowers structure their loans to reduce total interest cost.
Standard regulated fee caps apply:
- Interest rate: Maximum 4% per month
- Late payment fee: Maximum $60 per month
- Administrative fee: Up to 10% of loan principal
Who Is Quick Credit Best For?
Location and How to Get There
Quick Credit is located at #04-01A/B, IMM Building, 2 Jurong East Street 21, Singapore 609601 — Level 4 of the popular IMM outlet mall.
By MRT (Jurong East): Take the East-West Line or North-South Line to Jurong East MRT. Use the J-Walk covered walkway that connects the MRT station directly to IMM Building — about a 5-minute walk. Take the escalator or lift to Level 4.
By MRT (Chinese Garden): If coming from the east, Chinese Garden MRT on the East-West Line is actually closer — about a 3-minute walk to IMM’s main entrance.
By car: IMM Building has a large multi-storey car park. Park and take the lift to Level 4.
The IMM Building location means you can combine your visit with shopping — the building houses numerous outlet stores and F&B options.
How to Apply
- Visit IMM Building — Head to Quick Credit at #04-01A/B on Level 4, any day of the week
- Bring required documents — NRIC (or work pass for foreigners), latest payslips or income proof
- 30-minute consultation and approval — Staff will assess your application, explain all terms, and provide approval on the spot (borrowers have mentioned a staff member named YJ positively in reviews, though availability may vary)
- Cash disbursement — Receive your funds immediately after signing
- Choose your repayment plan — Staff will present multiple repayment schedule options for you to choose from
You can also call +65 6899 6188 or email [email protected] to ask about eligibility before visiting.
How Quick Credit Compares
Don’t look at Quick Credit in a vacuum — compare it with other licensed lenders and banks first. With PickMeALoan, a single application is all it takes, and you receive personalised offers from multiple licensed lenders. AI matching runs around the clock; we push lenders for their best possible rate (rate-match guarantee from 0.82% per month, 9.88% p.a.), send the offers to your WhatsApp, and set up your appointment — you choose which to proceed with, and lenders don’t get your details to cold-call you. The final rate, amount, and approval remain subject to the lender’s verification.
Other Lenders Worth Considering
If you’re exploring options beyond Quick Credit, these reviews may help:
- SGP Credit — 5.0 stars in Jurong East, strong SME focus with 5,100+ Google reviews
- Cash Direct — 5.0 stars in Jurong East, open Sundays, over $92M in loans claimed
- BST Credit — 4.9 stars in Jurong East, 10 loan types including debt consolidation
Useful Guides
- Compare Personal Loans in Singapore — Side-by-side comparison from banks and licensed lenders
- Licensed Moneylenders in Jurong East — Full directory of Jurong East lenders
- Licensed Moneylenders Directory — Full directory of licensed lenders
Tips Before Visiting Quick Credit
- Aim for weekday evenings for shortest waits — Quick Credit is open until 8pm on weekdays, and the after-work slot tends to be less busy than lunch hours
- Come via J-Walk from Jurong East MRT — The covered walkway protects you from rain and leads directly into IMM Building
- Ask staff to show you multiple repayment options — Reviewers highlight that Quick Credit staff willingly compare different tenure lengths and monthly amounts, so request this comparison
- Bring all documents in one visit — With the 30-minute guarantee, having everything ready means you can complete the process in a single trip
- Consider combining with IMM shopping — Since you are already in the building, you can handle your loan application and run errands in one trip