Quick Credit advertises low rates and no hidden fees, but publishes no rate figure. What you pay, and how much cash you receive after any fee, only appears in a written offer.
That is the reason to compare before you commit. Compare personal loan options through PickMeALoan to request offers from its participating licensed lenders in one application, then set Quick Credit’s written quote beside them for the same amount and repayment period. PickMeALoan is a commercial comparison and application platform, not the lender, and offers remain subject to each lender’s assessment.
What interest rate and fees does Quick Credit charge?
Quick Credit describes its unsecured personal loans as low-rate with no hidden fees. As a licensed moneylender, its rates are capped at 4% per month, and it publishes no figure within that cap.
What Quick Credit publishes about cost
Personal-loan rate
Not published
- Published claim
- Quick Credit advertises low rates and no hidden fees but publishes no figure
- Legal maximum
- 4% per month on outstanding principal
Fees
Not published
- Published schedule
- No fee schedule was recorded
- Legal maximum
- Upfront fee up to 10% of principal; late fee up to S$60 for each month of late repayment
- Repayment plans
In branch: Staff present several repayment schedules to choose from
Ask for: Instalments and total repayment for each option
- Total cost
Legal limit: Interest, late interest and fees together cannot exceed the loan principal
Why it matters: Without a published rate, only the written offer shows Quick Credit's cost
"Low rates" is Quick Credit's own description, not a figure. Compare the written offer.
Reviewers say the cost matched what was quoted during consultation, and that staff helped them choose repayment plans that reduce total interest. Ask for each option’s total repayment in writing, and check it against the Ministry of Law borrower guide, which caps total interest, late interest and fees at the loan principal.
How does Quick Credit compare with PickMeALoan’s participating lenders?
Quick Credit is not currently offered through PickMeALoan, so its quote has to come from Quick Credit directly. PickMeALoan’s participating lenders include Best Licensed Moneylender, Credit Xtra, EZ Loan, SGP Credit and Singa Credit. Offers remain subject to each lender’s assessment.
Quick Credit
ReviewedNot on PickMeALoan
Rate not published
Advertises low rates but no figure
Best Licensed Moneylender
On PickMeALoan
From1.01%/ month
Credit Xtra
On PickMeALoan
From3.00%/ month
Lender site says up to 4%
EZ Loan
On PickMeALoan
From0.82%/ month
Eligible applicants only
SGP Credit
On PickMeALoan
From3.92%/ month
Singa Credit
On PickMeALoan
From2.00%/ month
Lender site says as low as 1%
Advertised starting rates or published ranges, not quotes: each lender sets your rate, fees and approval after assessment. Participating lenders' figures were checked on 10 September 2026. Quick Credit is listed first, then the others alphabetically.
Sources: PickMeALoan licensed-lender directory · Credit Xtra homepage · EZ Loan public page · Singa Credit homepage
One application. PickMeALoan is a commercial comparison platform, not a lender.
The participating-lender rows use the public figures displayed in PickMeALoan’s licensed-lender directory when checked on 10 September 2026: Best Licensed Moneylender from 1.01% per month, Credit Xtra from 3.00% per month, SGP Credit from 3.92% per month and Singa Credit from 2.00% per month. EZ Loan’s figure of from 0.82% per month for eligible applicants comes from EZ Loan’s public page. These are advertised starting figures, not personal quotes or guaranteed approval. Quick Credit publishes no rate, so its row shows only its own description and the cap.
Get Quick Credit’s written offer, then compare personal loan options through PickMeALoan using the same amount and repayment period. Compare cash received, fees, total repayment and due dates. Read our reviews of Best Licensed Moneylender, Credit Xtra, EZ Loan, SGP Credit and Singa Credit.
What are Quick Credit’s strengths and limitations?
Strengths
- Open 7 days a week, including weekends from 10am to 5pm
- Says it has been licensed since 2001
- Advertised 30-minute approval guarantee with on-the-spot cash after signing
- Staff praised for suggesting repayment plans that reduce total interest
- Says it has funded S$50M+ across 10,000+ clients
Limitations
- No published rate figure or fee schedule
- Four loan types; no renovation or wedding loans
- Level 4 of IMM Building rather than a street-level unit
- Weekend hours close at 5pm, earlier than weekdays
Quick Credit had a 5.0-star Google rating from about 2,001 reviews when recorded in May 2026, about 1,980 of them five-star. Borrowers mention thorough explanations and repayment plans that keep total interest down rather than pushing the maximum amount, and several describe finishing the process in a lunch break. Its funding and client totals are company figures.
What can you borrow from Quick Credit, and who is eligible?
Quick Credit keeps a focused product lineup:
- Personal Loans
- Unsecured personal loans, advertised as low-rate with no hidden fees
- Payday Loans
- Short-term loans bridging the gap to your next payday
- Business Loans
- Working capital and business financing
- Debt Consolidation
- Combine multiple loan repayments into a single monthly payment
Foreigners with valid work passes should confirm eligibility and documents directly. If you are consolidating, compare the new total repayment with what you owe now.
For unsecured loans, the Ministry of Law borrower guide sets the total maximum amount you may borrow at any time across all licensed moneylenders in Singapore:
Unsecured borrowing caps across all licensed moneylenders
Singapore citizens and PRs
Annual income and total cap
- Less than S$10,000
- S$3,000
- At least S$10,000 and less than S$20,000
- S$3,000
- At least S$20,000
- Six times monthly income
Foreigners residing in Singapore
Annual income and total cap
- Less than S$10,000
- S$500
- At least S$10,000 and less than S$20,000
- S$3,000
- At least S$20,000
- Six times monthly income
These legal ceilings apply across all licensed moneylenders. They are not a guaranteed Quick Credit amount or approval. See the Ministry of Law borrower guide.
How does the Quick Credit application process work?
You can visit IMM Building on any day of the week, or call +65 6899 6188 or email enquiry@quickcredit.com.sg first to ask about eligibility. The Ministry of Law Registry requires licensed moneylenders to verify your identity face to face at an approved place of business before granting a loan.
From IMM walk-in to on-the-spot cash
Visit or enquire
Visit #04-01A/B at IMM Building on any day of the week, or call or email first to ask about eligibility.
Get assessed
Quick Credit advertises a 30-minute approval guarantee, which is not a promise of approval.
Verification and signing
Complete face-to-face verification, choose a repayment plan and sign; cash is paid on the spot after signing.
Quick Credit lists weekday hours of 10 am to 8 pm and weekend hours of 10 am to 5 pm.
Who may find Quick Credit useful?
Borrowers who need weekend access
Quick Credit opens on Saturdays and Sundays from 10am to 5pm.
Time-pressed borrowers
It advertises a 30-minute approval guarantee with cash on the spot after signing, subject to verification and approval.
Borrowers who value a long track record
It says it has been licensed since 2001.
Jurong residents and IMM visitors
The office is on Level 4 of IMM, linked to Jurong East MRT by J-Walk.
Where is Quick Credit and what should you confirm?
Quick Credit
Jurong East (IMM Building)- Nearest MRT
- Jurong East MRT (5-minute walk via J-Walk)
- Phone
- +65 6899 6188
- Hours
- Monday to Friday: 10:00am-8:00pm; Saturday & Sunday: 10:00am-5:00pm
- Website
- quickcredit.com.sg
- Licence
- 29/2025
- Recorded rating
- 5.0 / 5 from 2,001 reviews
Quick Credit is at #04-01A/B, IMM Building, 2 Jurong East Street 21, Singapore 609601, on Level 4. From Jurong East MRT, use the covered J-Walk to IMM, about 5 minutes; Chinese Garden MRT is about 3 minutes from IMM’s main entrance. IMM has a multi-storey car park. See the Jurong East lender directory for the area.
What should you check before accepting a Quick Credit offer?
Five checks for a Quick Credit offer
- Verify Quick Credit Pte Ltd's current licence (29/2025 when last recorded) and IMM Building, #04-01A/B on the Ministry of Law list.
- Get the interest rate, EIR and administrative fee in writing, because no figure is published.
- Compare total repayment across the repayment plans staff offer, not only the monthly amount.
- Confirm the cash you will receive and every due date before signing.
- Keep the Note of Contract and receipts, and do not disclose your Singpass password or pay an advance fee to an unsolicited contact.
Weekend hours and a fast process are convenient, but only the written offer shows Quick Credit’s cost. Compare it with offers for the same amount and repayment period before you sign. If the repayment would leave too little for rent, food, utilities, transport or existing debts, pause and consider non-loan assistance or debt counselling first.
