Lending Bee
Review (2026)
Review Summary
Based on publicly available information and borrower feedback, Lending Bee operates as a licensed moneylender in Singapore with multiple branches and a strong emphasis on in-person service.
A significant number of positive reviews highlight professional loan officers, clear explanations of loan terms, and efficient processing when applications are approved. Borrowers frequently mention that staff take time to explain repayment schedules, contract conditions, and loan structures in detail, contributing to a smooth and guided experience — particularly for first-time borrowers.
However, some reviews point to recurring concerns around late payment handling, loan rejection experiences, and expectation gaps. Some borrowers report dissatisfaction with late fees being imposed even for short delays, confusion around advertised versus offered loan terms, and frustration when applications are declined after initial discussions. In these cases, feedback suggests that communication can feel firm or transactional, especially when repayment issues arise.
Overall, available reviews suggest that Lending Bee follows standard licensed moneylending practices in Singapore, with structured processes and strict adherence to repayment terms. The lender may be suitable for borrowers who meet eligibility requirements and prioritise clear explanations, while borrowers seeking flexibility around repayment or marginal eligibility cases may wish to compare alternatives.
Google Reviews & Borrower Sentiment
Overall Rating
Common Review Themes
Based on Google’s automated review insights, borrowers most frequently mention:
Selected Google Review Excerpts
List of Reputable Licensed Moneylenders Available on PickMeALoan
Compare key loan details from licensed moneylenders in Singapore, including monthly interest rates, borrower ratings, and availability on PickMeALoan. This table highlights the most relevant factors to consider when evaluating licensed moneylenders, such as transparency, repayment terms, and borrower feedback.
If you want a deeper guide on how to compare personal loans in Singapore, you can read our full comparison guide here.
| Moneylender | Monthly Interest Rate | Google Rating |
PickMeALoan Aligned Partner
Aligned Partners share PickMeALoan’s borrower-first values,
including competitive pricing, AI-driven matching, and strong
respect for borrower privacy. Loan outcomes remain subject to individual assessment. |
|---|---|---|---|
| EZ Loan | From 1.88% | ⭐ 5.0 | ✓ |
| Best Licensed Moneylender | From 2.18% | ⭐ 5.0 | ✓ |
| Credit Xtra | From 3.00% | ⭐ 5.0 | ✓ |
| 1 2 Lend | From 3.30% | ⭐ 4.9 | ✓ |
| SGP Credit Singapore | From 3.92% | ⭐ 5.0 | ✓ |
| Crawfort | Up to 4% | ⭐ 4.9 | |
| Quick Credit | Up to 4% | ⭐ 5.0 | |
| Cash Direct | Up to 4% | ⭐ 5.0 | |
| Jefflee Credit | Up to 4% | ⭐ 4.8 | |
| BST Credit | Up to 4% | ⭐ 4.9 | |
| Lending Bee | Up to 4% | ⭐ 5.0 | |
| OT Credit | Up to 4% | ⭐ 4.9 | |
| Soon Seng Credit | Up to 4% | ⭐ 5.0 |
Frequently Asked Questions
Clear answers to help you secure the best personal loan deals in Singapore.
Is Lending Bee a licensed moneylender in Singapore?
Yes. Lending Bee is a licensed moneylender regulated under Singapore’s Ministry of Law and operates within statutory interest and fee limits.
Is Lending Bee legit and safe to borrow from?
Lending Bee operates within Singapore’s licensed moneylending framework. Loan terms, repayment obligations, and borrower protections are governed by regulatory requirements.
Why are there negative reviews about late fees at Lending Bee?
Some borrower reviews mention dissatisfaction with late payment charges being applied promptly when repayments are delayed. Licensed moneylenders are permitted to impose late fees within regulatory limits, and borrowers are encouraged to confirm repayment timelines clearly.
Why was my Lending Bee loan application rejected?
Borrower feedback suggests applications may be rejected due to factors such as credit exposure, income stability, repayment capacity, or internal eligibility criteria. In some cases, borrowers reported being offered lower loan amounts than initially expected.
Are Lending Bee’s advertised rates always what borrowers receive?
Some reviews indicate that the final loan terms offered may differ based on eligibility assessments. Borrowers should confirm interest rates, fees, and repayment schedules before proceeding.
Do I need to visit a Lending Bee branch in person?
Yes. Based on borrower feedback, Lending Bee generally requires an in-person visit to complete identity verification and loan documentation.
Can I apply online for a loan with Lending Bee?
Initial enquiries may be made online or via phone, but the loan application and verification process typically requires an in-person visit.
Is Lending Bee suitable for first-time borrowers?
Lending Bee is often chosen by first-time borrowers who value clear explanations and guided in-person assistance, provided eligibility requirements are met.
Does Lending Bee offer flexibility for repayment issues?
Borrower experiences vary. Some reviews indicate limited flexibility around late payments, while others mention fee waivers in specific circumstances. Borrowers should clarify repayment policies upfront.
Should I compare Lending Bee with other licensed moneylenders?
Yes. Comparing multiple licensed moneylenders can help borrowers understand differences in approval criteria, repayment policies, and overall borrower experience.
Is Lending Bee a PickMeALoan Aligned Partner?
Lending Bee may appear as an option on PickMeALoan depending on borrower eligibility and matching outcomes. Partner availability can vary.
Is PickMeALoan affiliated with Lending Bee?
No. PickMeALoan is an independent loan comparison platform. We do not issue loans and are not owned by Lending Bee.
How many branches does Lending Bee have in Singapore?
Lending Bee operates multiple branches across Singapore, including locations in Jurong East, Tampines, Toa Payoh, and Chinatown. Borrowers can visit the branch most convenient to them for in-person verification and loan processing.
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