
Based on our review of Best Licensed Moneylender’s official website and publicly available customer feedback, our overall impression is that the lender stands out for its professionalism, transparent communication, and emphasis on responsible lending practices.
While many borrowers approach licensed moneylenders cautiously, the publicly available feedback and information around Best Licensed Moneylender suggest a lender that prioritises clear explanation and responsible engagement over aggressive sales tactics.
Based on Google’s automated review insights, borrowers most frequently mention:
Compare key loan details from licensed moneylenders in Singapore, including monthly interest rates, borrower ratings, and availability on PickMeALoan. This table highlights the most relevant factors to consider when evaluating licensed moneylenders, such as transparency, repayment terms, and borrower feedback.
If you want a deeper guide on how to compare personal loans in Singapore, you can read our full comparison guide here.
| Moneylender | Monthly Interest Rate | Google Rating |
PickMeALoan Aligned Partner
Aligned Partners share PickMeALoan’s borrower-first values,
including competitive pricing, AI-driven matching, and strong
respect for borrower privacy. Loan outcomes remain subject to individual assessment. |
|---|---|---|---|
| EZ Loan | From 1.88% | ⭐ 5.0 | ✓ |
| Best Licensed Moneylender | From 2.18% | ⭐ 5.0 | ✓ |
| Credit Xtra | From 3.00% | ⭐ 5.0 | ✓ |
| 1 2 Lend | From 3.30% | ⭐ 4.9 | ✓ |
| SGP Credit Singapore | From 3.92% | ⭐ 5.0 | ✓ |
| Crawfort | Up to 4% | ⭐ 4.9 | |
| Quick Credit | Up to 4% | ⭐ 5.0 | |
| Cash Direct | Up to 4% | ⭐ 5.0 | |
| Jefflee Credit | Up to 4% | ⭐ 4.8 | |
| BST Credit | Up to 4% | ⭐ 4.9 | |
| Lending Bee | Up to 4% | ⭐ 5.0 | |
| OT Credit | Up to 4% | ⭐ 4.9 | |
| Soon Seng Credit | Up to 4% | ⭐ 5.0 |
Clear answers to help you secure the best personal loan deals in Singapore.
Yes. Best Licensed Moneylender Pte Ltd is a licensed moneylender regulated under Singapore’s Moneylenders Act and listed on the Ministry of Law’s Registry of Moneylenders. Borrowers can verify the licence details directly on the Ministry of Law website.
Based on information published on its official website, Best Licensed Moneylender offers a range of loan products, including personal loans, short-term cash loans, emergency loans, and business-related loan options. Loan availability depends on individual eligibility and assessment.
Best Licensed Moneylender states that its interest rates comply with Singapore’s legal cap for licensed moneylenders. Actual rates offered may vary depending on income, loan amount, and repayment tenure, and will be explained before any loan agreement is signed.
According to publicly available information, borrowers typically start with an online application, followed by verification at the lender’s office. Loan terms and repayment details are explained before final approval and disbursement.
Yes. Like all licensed moneylenders in Singapore, borrowers are required to attend a physical office visit for identity verification and contract explanation before loan disbursement.
Based on Google Maps reviews, borrowers frequently mention professional service, patient explanations of loan terms, and a smooth application process. Many reviews highlight staff being helpful and willing to explain repayment details clearly.
Public reviews suggest that Best Licensed Moneylender takes time to explain loan terms clearly, which may be helpful for borrowers who are unfamiliar with licensed moneylending procedures. However, suitability depends on individual comfort with loan terms and repayment obligations.
No. As with all licensed moneylenders, loan approval is not guaranteed and depends on the borrower’s income, existing obligations, and documentation provided during assessment.
Best Licensed Moneylender is one of several licensed moneylenders operating in Singapore. Borrowers are encouraged to compare interest rates, repayment terms, and borrower reviews across multiple lenders before deciding.
Yes. Platforms like PickMeALoan allow borrowers to compare Best Licensed Moneylender with other licensed moneylenders and financial institutions to see which options they may be eligible for, without applying to each lender individually.
PickMeALoan is a loan comparison platform and not a lender. We do not issue loans or make approval decisions. Our role is to help borrowers compare available options based on publicly available information and eligibility inputs.

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