Best Licensed Moneylender Singapore Review (2026)

Updated Jan 2026
best licensed moneylender logo

Review Summary

Based on our review of Best Licensed Moneylender’s official website and publicly available customer feedback, our overall impression is that the lender stands out for its professionalism, transparent communication, and emphasis on responsible lending practices.

While many borrowers approach licensed moneylenders cautiously, the publicly available feedback and information around Best Licensed Moneylender suggest a lender that prioritises clear explanation and responsible engagement over aggressive sales tactics.

Google Reviews & Borrower Sentiment

Overall Rating

5.0
★★★★★
Based on 772 Google reviews
This rating reflects feedback submitted directly by borrowers on Google Maps.
Data last pulled: January 2026

Common Review Themes

Based on Google’s automated review insights, borrowers most frequently mention:

Professional service
Smooth transactions
Patient explanations
Understanding staff
Clear documentation
Respect for privacy
Review themes are generated by Google based on recurring keywords in customer reviews.
Data last pulled: January 2026

Selected Google Review Excerpts

★★★★★
“I had an excellent experience with this lender. They were very accommodating, helpful, and most of all, highly professional throughout the entire process. I would like to especially commend Mysta for her outstanding service she was extremely professional, kind, and made everything smooth and stress-free.

I truly appreciate the support and highly recommend their services.”
— Bona Bella, Google Review
★★★★★
“The entire process was smooth and efficient. From the front desk to the teller booths, I felt welcome and any queries were promptly addressed. Qian Yi was very helpful, and managed to get me a loan according to my needs. Highly recommended!”
— Darren Tay, Google Review
★★★★★
“Visited Best Licence office this morning at 12 pm to seek a small loan to pay for family expenditure and bills.

I was served by the officer Yan Ting to process my loan application. From my sincere experience, the loan was approved and the documents and personal details requested were reasonable and straightforward. I could see that they were trying their utmost best to help, as long as we were basically qualified for the loan.

I am fully satisfied with their service, and this reflects why many of the previous reviews appear to be from satisfied customers.

I strongly recommend those who need a personal loan to consider visiting them. It is worth trying and you can validate for yourself whether my review of Best Licence is accurate.

To those facing difficult situations, good luck.
Thank you Best Licence for the small loan.
Much appreciated.”
— Jamal Ashik, Google Review

List of Reputable Licensed Moneylenders Available on PickMeALoan

Updated Jan 2026

Compare key loan details from licensed moneylenders in Singapore, including monthly interest rates, borrower ratings, and availability on PickMeALoan. This table highlights the most relevant factors to consider when evaluating licensed moneylenders, such as transparency, repayment terms, and borrower feedback.

If you want a deeper guide on how to compare personal loans in Singapore, you can read our full comparison guide here.

Moneylender Monthly Interest Rate Google Rating PickMeALoan Aligned Partner i Aligned Partners share PickMeALoan’s borrower-first values, including competitive pricing, AI-driven matching, and strong respect for borrower privacy.

Loan outcomes remain subject to individual assessment.
EZ Loan From 1.88% ⭐ 5.0
Best Licensed Moneylender From 2.18% ⭐ 5.0
Credit Xtra From 3.00% ⭐ 5.0
1 2 Lend From 3.30% ⭐ 4.9
SGP Credit Singapore From 3.92% ⭐ 5.0
Crawfort Up to 4% ⭐ 4.9
Quick Credit Up to 4% ⭐ 5.0
Cash Direct Up to 4% ⭐ 5.0
Jefflee Credit Up to 4% ⭐ 4.8
BST Credit Up to 4% ⭐ 4.9
Lending Bee Up to 4% ⭐ 5.0
OT Credit Up to 4% ⭐ 4.9
Soon Seng Credit Up to 4% ⭐ 5.0
See more moneylenders

Frequently Asked Questions

Clear answers to help you secure the best personal loan deals in Singapore.

Is Best Licensed Moneylender a licensed moneylender in Singapore?

Yes. Best Licensed Moneylender Pte Ltd is a licensed moneylender regulated under Singapore’s Moneylenders Act and listed on the Ministry of Law’s Registry of Moneylenders. Borrowers can verify the licence details directly on the Ministry of Law website.

What types of loans does Best Licensed Moneylender offer?

Based on information published on its official website, Best Licensed Moneylender offers a range of loan products, including personal loans, short-term cash loans, emergency loans, and business-related loan options. Loan availability depends on individual eligibility and assessment.

What are the interest rates charged by Best Licensed Moneylender?

Best Licensed Moneylender states that its interest rates comply with Singapore’s legal cap for licensed moneylenders. Actual rates offered may vary depending on income, loan amount, and repayment tenure, and will be explained before any loan agreement is signed.

How does the application process work at Best Licensed Moneylender?

According to publicly available information, borrowers typically start with an online application, followed by verification at the lender’s office. Loan terms and repayment details are explained before final approval and disbursement.

Does Best Licensed Moneylender require a physical office visit?

Yes. Like all licensed moneylenders in Singapore, borrowers are required to attend a physical office visit for identity verification and contract explanation before loan disbursement.

What do borrowers commonly say about Best Licensed Moneylender?

Based on Google Maps reviews, borrowers frequently mention professional service, patient explanations of loan terms, and a smooth application process. Many reviews highlight staff being helpful and willing to explain repayment details clearly.

Is Best Licensed Moneylender suitable for first-time borrowers?

Public reviews suggest that Best Licensed Moneylender takes time to explain loan terms clearly, which may be helpful for borrowers who are unfamiliar with licensed moneylending procedures. However, suitability depends on individual comfort with loan terms and repayment obligations.

Does Best Licensed Moneylender guarantee loan approval?

No. As with all licensed moneylenders, loan approval is not guaranteed and depends on the borrower’s income, existing obligations, and documentation provided during assessment.

How does Best Licensed Moneylender compare to other licensed moneylenders?

Best Licensed Moneylender is one of several licensed moneylenders operating in Singapore. Borrowers are encouraged to compare interest rates, repayment terms, and borrower reviews across multiple lenders before deciding.

Can I compare Best Licensed Moneylender with other lenders before applying?

Yes. Platforms like PickMeALoan allow borrowers to compare Best Licensed Moneylender with other licensed moneylenders and financial institutions to see which options they may be eligible for, without applying to each lender individually.

Is PickMeALoan affiliated with Best Licensed Moneylender?

PickMeALoan is a loan comparison platform and not a lender. We do not issue loans or make approval decisions. Our role is to help borrowers compare available options based on publicly available information and eligibility inputs.

How to Apply for a Personal Loan Through PickMeALoan (Fast & Simple)

Step 1 in how to apply for a fast cash loan in Singapore

Tell us what you need

Securely connect with Singpass or answer three quick questions about your loan request.

Our AI system analyses your profile privately to understand your eligibility.

Step 2 in how to apply for a fast cash loan in Singapore

Instant Loan Matches

Our AI-managed system instantly identifies the best fast cash provider for your profile.

  • lowest eligible interest rate

  • longest possible tenure

  • highest realistic loan amount

Step 3 in how to apply for a fast cash loan in Singapore.

Review & Proceed Privately

We’ll send your personalised offers directly via WhatsApp.

Choose the option that suits you best — no pressure, no calls, no judgement.

We coordinate the final steps, and many providers offer same-day disbursement once verification is complete.

No need to return to the site — everything continues seamlessly through WhatsApp.

Ready to get your personalised loan offers?

100% free · No obligation

What our customers are saying..

Testimonials from our satisfied clients.

Skip the Hard Work! We Match You Instantly.

Tell us what you need and we’ll negotiate the best loan options on your behalf in minutes.