Jefflee Credit does not publish a rate or fee schedule; both are set at a consultation. What you pay, and how much cash you receive after any processing fee, only appears in a written offer.
That is the reason to compare before you commit. Compare personal loan options through PickMeALoan to request offers from its participating licensed lenders in one application, then set Jefflee Credit’s written quote beside them for the same amount and repayment period. PickMeALoan is a commercial comparison and application platform, not the lender, and offers remain subject to each lender’s assessment.
What interest rate and fees does Jefflee Credit charge?
Jefflee Credit’s rates depend on your income, loan amount and repayment tenure, and processing fees are discussed during the consultation. As a licensed moneylender, it is capped at 4% per month regardless of your income or credit profile.
What Jefflee Credit publishes about cost
Personal-loan rate
Not published
- Published rate
- No rate range is published; rates depend on income, amount and tenure
- Legal maximum
- 4% per month on outstanding principal
- Fees
Published schedule: Processing fees are discussed at the consultation
Legal maximum: Upfront fee up to 10% of principal; late fee up to S$60 for each month of late repayment
- Repayment and collection
Borrower feedback: Reviews praise flexible arrangements, while some mention firmer collection contact after late payments
Ask for: The late-payment and collection process in writing
- Total cost
Legal limit: Interest, late interest and fees together cannot exceed the loan principal
Ask for: Rate, EIR, fee deduction, instalments and total repayment
Jefflee Credit sets each rate at the consultation. The legal caps are ceilings, not a quote.
Reviewers say the advisory staff help borrowers understand the total cost of borrowing. Ask for that total in writing, and check it against the Ministry of Law borrower guide, which caps total interest, late interest and fees at the loan principal.
How does Jefflee Credit compare with PickMeALoan’s participating lenders?
Jefflee Credit is not currently offered through PickMeALoan, so its quote has to come from Jefflee Credit directly. PickMeALoan’s participating lenders include Best Licensed Moneylender, Credit Xtra, EZ Loan, SGP Credit and Singa Credit. Offers remain subject to each lender’s assessment.
Jefflee Credit
ReviewedNot on PickMeALoan
Rate not published
Legal cap is 4% a month
Best Licensed Moneylender
On PickMeALoan
From1.01%/ month
Credit Xtra
On PickMeALoan
From3.00%/ month
Lender site says up to 4%
EZ Loan
On PickMeALoan
From0.82%/ month
Eligible applicants only
SGP Credit
On PickMeALoan
From3.92%/ month
Singa Credit
On PickMeALoan
From2.00%/ month
Lender site says as low as 1%
Advertised starting rates or published ranges, not quotes: each lender sets your rate, fees and approval after assessment. Participating lenders' figures were checked on 10 September 2026. Jefflee Credit is listed first, then the others alphabetically.
Sources: PickMeALoan licensed-lender directory · Credit Xtra homepage · EZ Loan public page · Singa Credit homepage
One application. PickMeALoan is a commercial comparison platform, not a lender.
The participating-lender rows use the public figures displayed in PickMeALoan’s licensed-lender directory when checked on 10 September 2026: Best Licensed Moneylender from 1.01% per month, Credit Xtra from 3.00% per month, SGP Credit from 3.92% per month and Singa Credit from 2.00% per month. EZ Loan’s figure of from 0.82% per month for eligible applicants comes from EZ Loan’s public page. These are advertised starting figures, not personal quotes or guaranteed approval. Jefflee Credit publishes no rate, so its row shows only the legal cap.
Get Jefflee Credit’s written offer, then compare personal loan options through PickMeALoan using the same amount and repayment period. Compare cash received, fees, total repayment and due dates. Read our reviews of Best Licensed Moneylender, Credit Xtra, EZ Loan, SGP Credit and Singa Credit.
What are Jefflee Credit’s strengths and limitations?
Strengths
- Niche products for food delivery riders and private hire drivers
- SME lending; says it has served 500+ businesses since 2010
- Serves foreigners and expats with valid work passes
- Same-day approval and disbursement advertised, subject to verification
Limitations
- No published rate or fee schedule
- Some online reviews mention firmer collection contact after late payments
- Reviews suggest experience varies with the staff member
- Closed on Sundays and public holidays
Jefflee Credit had a 4.8-star rating from 399 Google reviews when recorded in May 2026. Most borrowers describe a fast walk-in process and staff who explain repayment options. The reviews are more mixed than at some lenders, though: some mention unwelcoming interactions or firmer collection contact when repayments are late. Keep that in mind, and get the late-payment process in writing.
What can you borrow from Jefflee Credit, and who is eligible?
Jefflee Credit lists a broad range, particularly for non-traditional borrowers:
- Personal Loans
- Standard unsecured personal loans for Singaporeans, PRs, and foreigners
- Business/SME Loans
- Working capital and business expansion loans for SMEs
- Entrepreneur Loans
- Tailored for self-employed individuals and new business owners
- Bridging Loans
- Short-term financing to bridge cash flow gaps
- Payday Loans
- Short-term loans tied to your next salary cycle
- Food Delivery Rider Loans
- Specifically designed for Grab Food, Foodpanda, and Deliveroo riders
- Private Hire Driver Loans
- For Grab and Gojek drivers needing cash advances
- Foreigner/Expat Loans
- Loans for foreign workers with valid employment passes
- Bad Credit Loans
- Options for borrowers with imperfect credit histories; check total cost carefully
Jefflee Credit says it serves Singaporeans, PRs and foreigners with valid work passes, subject to assessment. Riders and drivers should bring app earnings summaries; SME owners should bring an ACRA profile, bank statements and recent invoices.
For unsecured loans, the Ministry of Law borrower guide sets the total maximum amount you may borrow at any time across all licensed moneylenders in Singapore:
Unsecured borrowing caps across all licensed moneylenders
Singapore citizens and PRs
Annual income and total cap
- Less than S$10,000
- S$3,000
- At least S$10,000 and less than S$20,000
- S$3,000
- At least S$20,000
- Six times monthly income
Foreigners residing in Singapore
Annual income and total cap
- Less than S$10,000
- S$500
- At least S$10,000 and less than S$20,000
- S$3,000
- At least S$20,000
- Six times monthly income
These legal ceilings apply across all licensed moneylenders. They are not a guaranteed Jefflee Credit amount or approval. See the Ministry of Law borrower guide.
How does the Jefflee Credit application process work?
You can call +65 6515 5611 or email jeffleecredit@gmail.com to ask about eligibility, or walk in during opening hours. The Ministry of Law Registry requires licensed moneylenders to verify your identity face to face at an approved place of business before granting a loan.
From consultation to same-day cash
Eligibility check
Ask about eligibility by phone or email, or walk in to Blk 131 Jurong Gateway Road, #01-261 with your NRIC or work pass, income and address proof.
Consult a loan specialist
Riders and drivers should bring app earnings, and SME owners their ACRA profile and bank statements.
Verification and signing
If approved, complete face-to-face verification and sign; Jefflee Credit advertises same-day cash, which is not a promise.
Jefflee Credit lists weekday hours of 11 am to 7 pm and Saturday hours to 6 pm, and closes on Sundays and public holidays.
Who may find Jefflee Credit useful?
Food delivery riders and private hire drivers
Jefflee Credit lists loan products specifically for Grab, Foodpanda and Gojek riders and drivers.
SME owners and entrepreneurs
It lists dedicated business loans and says it has served 500+ SMEs, including borrowers without traditional payslips.
Foreigners and expats in the Jurong area
It serves work pass holders from an office near the Jurong East MRT interchange.
Where is Jefflee Credit and what should you confirm?
Jefflee Credit
Jurong East- Nearest MRT
- Jurong East MRT · 5 min walk
- Phone
- +65 6515 5611
- Hours
- Monday to Friday: 11am-7pm; Saturday: 11am-6pm; Closed on Sundays & Public Holidays
- Website
- www.jeffleecredit.sg
- Licence
- 116/2025
- Recorded rating
- 4.8 / 5 from 399 reviews
Jefflee Credit is at Blk 131 Jurong Gateway Road, #01-261, Singapore 600131, a street-level unit about 5 minutes’ walk from Jurong East MRT. It closes at 6pm on Saturdays, an hour earlier than on weekdays, so arrive early. See the Jurong East lender directory for the area.
What should you check before accepting a Jefflee Credit offer?
Five checks for a Jefflee Credit offer
- Verify Jefflee Credit Pte Ltd's current licence (116/2025 when last recorded) and Blk 131 Jurong Gateway Road, #01-261 on the Ministry of Law list.
- Get your interest rate, EIR and processing fee in writing, because none is published.
- Ask how late payments are handled and who will contact you, and keep that in writing.
- Confirm the cash you will receive, instalments and total repayment.
- Keep the Note of Contract and receipts, and do not disclose your Singpass password or pay an advance fee to an unsolicited contact.
Jefflee Credit’s niche products may fit gig and SME income, but its cost only appears in the written offer. Compare that offer with others for the same amount and repayment period before you sign. If the repayment would leave too little for rent, food, utilities, transport or existing debts, pause and consider non-loan assistance or debt counselling first.
