At a Glance
What Borrowers Say About Jefflee Credit
Jefflee Credit has 398 Google reviews. Most borrowers say the process is fast — walk in, get approved, leave with cash the same day. Staff get credit for explaining loan options and helping borrowers pick a repayment structure that works for them.
That said, the reviews are more mixed than at some other lenders. While the majority are positive, some online reviews mention unwelcoming interactions, and some online reviews mention firmer collection contact when repayments are late. Your experience may depend on which staff member you get and whether you stay current on payments. This is worth knowing upfront.
If you run a small business, Jefflee Credit may be worth a look — they claim to have served over 500 SMEs since 2010, and business borrowers mention flexible repayment arrangements. They also offer niche products for food delivery riders and private hire drivers, which is unusual.
Loan Products
Jefflee Credit offers a broader product range than many moneylenders, particularly for non-traditional borrowers:
Rates and Fees
As a licensed moneylender, Jefflee Credit’s interest rates are capped at 4% per month under Singapore law, regardless of the borrower’s income or credit profile. Jefflee Credit advertises competitive rates within this framework, and reviewers note that the advisory staff help borrowers understand the total cost of borrowing.
Specific rates are determined based on your income, loan amount, and repayment tenure. Processing fees and other charges should be discussed during your consultation. The key regulated fee caps are:
- Interest rate: Maximum 4% per month
- Late payment fee: Maximum $60 per month
- Administrative fee: Up to 10% of loan principal
Who Is Jefflee Credit Best For?
Location and How to Get There
Jefflee Credit is located at Blk 131 Jurong Gateway Road, #01-261, Singapore 600131, in the heart of Jurong East’s HDB estate area near the MRT station.
By MRT: Take the East-West Line or North-South Line to Jurong East MRT. Exit the station and walk towards Jurong Gateway Road — the office is about a 5-minute walk from the station, at street level in Block 131.
By bus: Multiple bus services stop along Jurong Gateway Road, including services from Boon Lay and Clementi.
The ground-floor unit makes the office easy to find and accessible.
How to Apply
- Visit the office — Walk into Jefflee Credit’s Jurong East office during business hours (weekdays 11am-7pm, Saturday 11am-6pm)
- Bring your documents — NRIC (or work pass for foreigners), latest payslips or income proof, and proof of address
- Consultation — A loan specialist will assess your needs and explain available options
- Approval and signing — If approved, review and sign the loan contract on the spot
- Cash disbursement — Receive funds the same day after contract signing
You can also reach them first at +65 6515 5611 or email [email protected] to ask about eligibility before visiting.
How Jefflee Credit Compares
Rather than judging Jefflee Credit on its own, compare it with other licensed lenders and banks. PickMeALoan needs just one application and returns personalised offers from multiple licensed lenders. AI matching runs 24/7, we push lenders for their best possible rate (rate-match guarantee from 0.82% per month, 9.88% p.a.), send the offers to your WhatsApp, and set up your appointment — you decide which to take forward, with no lenders cold-calling you. Your final rate, amount, and approval are subject to the lender’s verification.
Other Lenders Worth Considering
If you’re exploring options beyond Jefflee Credit, these reviews may help:
- SGP Credit — 5.0 stars in Jurong East, strong SME focus with 5,100+ Google reviews
- OT Credit — 4.9 stars in Jurong East, staff praised by name for patient service
- Lending Bee — 5.0 stars, 4 branches islandwide, 9,250+ reviews, MinLaw pilot participant
Useful Guides
- Compare Personal Loans in Singapore — Side-by-side comparison from banks and licensed lenders
- Licensed Moneylenders in Jurong East — Full directory of Jurong East lenders
- Licensed Moneylenders Directory — Full directory of licensed lenders
Tips Before Visiting Jefflee Credit
- Call ahead on Saturdays — They close at 6pm on Saturday (an hour earlier than weekdays), so arrive early to avoid rushing through your application
- Bring business documentation if applying for an SME loan — ACRA business profile, bank statements, and recent invoices will speed up the process
- Ask about repayment flexibility upfront — Reviewers praise Jefflee Credit’s flexible arrangements, so discuss your ideal repayment schedule during consultation
- Check your delivery app earnings — If applying as a food delivery rider, having your app earnings summary ready will help the assessment
- Read reviews about specific staff — Since experiences vary by staff member, knowing who to ask for can improve your visit