PickMeALoan
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PickMeALoan Featured on MoneySmart — Compare Licensed Lender Loans in Singapore

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Daniel Koh
Daniel Koh Personal Finance Expert
PickMeALoan Featured on MoneySmart — Compare Licensed Lender Loans in Singapore

PickMeALoan is now featured on MoneySmart

PickMeALoan is a loan aggregator that connects borrowers in Singapore to legal and licensed loan providers, including banks, financial institutions and licensed lenders. It compares personalised MoneySmart personal loan options and negotiates rates on the borrower’s behalf. Borrowers searching for a MoneySmart personal loan comparison can now find PickMeALoan featured on the platform.

Rated 4.8 out of 5 on Google Reviews.

MoneySmart, one of Singapore’s largest personal-finance comparison platforms, now features PickMeALoan as a loan aggregator for borrowers comparing loan options from licensed loan providers. If you already use MoneySmart’s guides and calculators to research personal loans in Singapore, you can now compare rates from licensed loan providers too. Offers start from 0.82% per month (9.88% per annum).

PickMeALoan featured on MoneySmart personal loan comparison — compare licensed lender loans Singapore

PickMeALoan is now featured on MoneySmart as a loan aggregator for licensed loan providers in Singapore.

MoneySmart now features PickMeALoan as a loan aggregator for borrowers exploring loan options from licensed loan providers. MoneySmart users can use PickMeALoan to compare personalised offers from multiple legal and licensed loan providers, instead of contacting each lender separately.

MoneySmart features PickMeALoan as a loan aggregator, extending its personal loan comparison tools to include offers from banks, financial institutions and licensed lenders. The platform already covers bank personal loans with deep editorial content and calculators. It now also connects borrowers to a way to compare personal loan rates across licensed loan providers, through PickMeALoan.

Why is MoneySmart featuring a loan aggregator?

MoneySmart gives its readers the best available options across every financial product category. By featuring PickMeALoan, MoneySmart extends its coverage to include loans from licensed loan providers, a segment that sits alongside the bank products and credit cards the platform already compares.

MoneySmart’s audience reads the guides, runs the calculators, and compares across providers before borrowing. Those readers can now take the same approach to loans from licensed loan providers: compare personal loan rates from multiple lenders side by side, see rates that have been negotiated on their behalf, and decide with full information. For borrowers looking for the best loan rates in Singapore, this is a natural fit.

How does PickMeALoan help borrowers compare loan rates?

PickMeALoan compares loan rates by collecting personalised offers from multiple licensed loan providers, negotiating for the best rate, and delivering results via WhatsApp. Borrowers apply once and choose from the offers they receive. Rates start from 0.82% per month (9.88% per annum).

You apply once and get multiple personalised offers in WhatsApp. No portals. No callbacks. PickMeALoan’s AI-managed loan matching operates 24 hours a day, 7 days a week, and most borrowers receive funds within 24 hours of choosing a lender. The full process is on the how PickMeALoan works page.

PickMeALoan pushes licensed loan providers to offer you their best possible rate, not standard pricing. You get rates that have been worked down on your behalf. For context on current rates, see who offers the cheapest moneylender rates in Singapore.

Licensed lenders in Singapore are regulated under the Ministry of Law, while banks and financial institutions fall under MAS. PickMeALoan aggregates offers across these providers so borrowers can compare rates without contacting each one separately.

Is PickMeALoan free to use?

Yes. Borrowers using PickMeALoan pay nothing. The service is free, and all loans are issued directly by licensed loan providers. PickMeALoan is a personal loan comparison platform that connects borrowers to legal and licensed loan providers, including banks, financial institutions and licensed lenders. It negotiates on your behalf but does not issue loans.

PickMeALoan is rated 4.8 out of 5 on Google Reviews. More on safety: is a loan comparison platform safe?

What are the best loan rates in Singapore?

Loan rates in Singapore vary by provider type and borrower profile. Through PickMeALoan, borrowers can compare personalised rates starting from 0.82% per month (9.88% per annum) across multiple licensed loan providers, including banks, financial institutions and licensed lenders, instead of applying to each one individually.

The rate you are offered depends on your income, employment status, and existing obligations. That is why personalised comparison matters. The best rate is the best rate you qualify for, from the licensed loan providers most likely to approve you. PickMeALoan’s matching handles that filtering, so you see MoneySmart personal loan offers realistic for your situation.

If you are researching on MoneySmart, you can read MoneySmart’s guides to understand how different loan products work, then use PickMeALoan to see what rates you would actually get. Approval, final rate and loan amount remain subject to each lender’s assessment, and applying does not guarantee approval. If you want to understand what affects an application, read why loans get declined.

What PickMeALoan does at a glance

Exploring MoneySmart personal loan options? Find PickMeALoan on MoneySmart to compare personal loans in Singapore, or start at pickmealoan.com. For a broader look at licensed loan providers in Singapore, we have got you covered.

Questions? Message us on WhatsApp.

Frequently asked questions

What is a loan aggregator?

A loan aggregator compares loan offers from multiple lenders on a borrower’s behalf. PickMeALoan is a loan aggregator that connects borrowers in Singapore to legal and licensed loan providers, including banks, financial institutions and licensed lenders, negotiating rates and delivering offers via WhatsApp.

Is PickMeALoan a licensed lender?

No. PickMeALoan is not a lender. It is a loan comparison platform that connects borrowers to legal and licensed loan providers, including banks, financial institutions and licensed lenders. All loans are issued directly by the providers, not by PickMeALoan.

How fast can I get a loan through PickMeALoan?

Most borrowers who use PickMeALoan receive their loan funds within 24 hours of choosing a lender. The AI-managed matching system operates 24/7 and delivers personalised offers via WhatsApp. Approval and timing remain subject to each lender’s assessment.

Does MoneySmart compare loans from licensed loan providers?

MoneySmart now features PickMeALoan, a loan aggregator that compares personalised offers from legal and licensed loan providers, including banks, financial institutions and licensed lenders. This extends MoneySmart’s loan comparison to include licensed loan provider options alongside its existing bank product comparisons.


PickMeALoan is a loan aggregator platform operated by DoubleAM AI Automation Marketing Pte. Ltd. PickMeALoan is not a lender. All loan products are provided by legal and licensed loan providers, including banks, financial institutions and licensed lenders. Loan approval is subject to lender assessment and verification.

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As featured onSingSaverMoneySmart