Compare Personal Loans in Singapore
Banks said no? Get matched to the best personal loan offers from 10+ licensed lenders in 2 minutes — rates from 0.82% per month. Free, no obligation, funds as fast as same day.
How It Works
Get matched to personalised offers in three simple steps — no obligation.
Apply once via Singpass
Enter your loan amount and verify your identity. One form reaches 10+ lenders. Takes under 2 minutes.
Get matched to offers
Our system compares your profile against every lender's criteria and returns personalised offers ranked by total cost.
Pick your best deal
Review your offers in WhatsApp. Choose which to proceed with, or decline them all. No portals, no cold calls from lenders.
Who can Apply?
We work with 10+ lenders to find the right match for your income profile.
Salaried employees
Singapore Citizens, PRs, or foreigners on a valid work pass. Income verified through Singpass.
Self-employed and freelancers
Our lender network works with non-payslip income. NOA from IRAS, bank statements, or invoices accepted.
Below bank thresholds
Licensed lenders serve income ranges that banks don't. If you've been turned down before, you still have options.
A free comparison platform,
not a lender.
All loans are issued by lenders licensed and regulated by the Ministry of Law, Singapore.
There's no cost to you. PickMeALoan earns a referral fee from lenders. Your rate is the same as going direct.
We push lenders for their best rate and set up your appointment. You choose which offers to proceed with.
Your details are secured through Singpass. No lenders cold-call or spam you. Offers come through PickMeALoan via WhatsApp.
Frequently Asked Questions
- Yes. No comparison fees, no application fees, no hidden charges. PickMeALoan earns a referral fee from lenders when a loan is funded. The service is free for borrowers.
- Most licensed lenders approve and disburse funds within the same day, some within hours. The exact timeline depends on your lender and documentation. Many borrowers have funds in their account within 24 hours.
- Yes. Our lender network includes lenders experienced with non-payslip income. You'll typically need your NOA from IRAS and recent bank statements.
- You'll receive personalised loan offers in WhatsApp. Review them at your own pace and choose which to proceed with. There's no obligation to accept any offer, and no lenders will contact you directly.
Representative example. Maximum 4% per month reducing balance (EIR up to ~60% p.a.), the Ministry of Law cap. Repayment terms 1–24 months. Your actual rate and offer depend on the lender's assessment of your income and profile.
Ready to find the lowest rate today?
Compare offers from 10+ licensed lenders. Free, under 2 minutes.