Comprehensive Financial Solutions for Every Stage of Life

From retirement planning to tax strategies, our tailored services are designed to help you make smart decisions, grow your wealth, and achieve lasting financial security."

For The Future

Retirement Planning

Build a secure future with a strategy designed to protect your lifestyle and give you peace of mind through every stage of retirement.

Growth Mindset

Investment Management

Grow and protect your wealth with a portfolio tailored to your goals, risk tolerance, and long-term vision.

Accountability

Budgeting & Debt Reduction

Take control of your finances with a clear plan to manage expenses, reduce debt, and create room for growth.

Preparation

Tax Strategies

Maximize your returns and minimize your liabilities with proactive tax planning that keeps you compliant and confident.

Frequently Asked Questions

Clear answers to help you secure the best personal loan deals in Singapore.

What types of loans do you compare?

PickMeALoan is a free personal loan comparison platform that instantly matches you with licensed lenders offering the lowest available rates, negotiated deals, and up to 1% cashback.

How does PickMeALoan work?

You answer a few quick questions (or connect via Singpass), and our system instantly identifies lenders that fit your profile. We negotiate on your behalf to secure the best loan terms.

Are the lenders you work with licensed in Singapore?

Yes. We only compare offers from banks and MinLaw-licensed moneylenders. Unlicensed lenders are never included.

Is PickMeALoan free to use?

Yes. Our service is 100% free for borrowers. We are compensated by partnered lenders.

What is your Lowest Rate Guarantee?

If you find a lower personal loan rate from any licensed lender, we’ll match it, ensuring you always get the best deal.

How fast will I receive my loan matches?

Most borrowers receive personalised loan options almost instantly after submitting their details.

What is the 1% cashback and how does it work?

Some lenders provide up to 1% cashback, vouchers, or borrower incentives when you apply through PickMeALoan. Eligibility depends on loan type and lender. Terms apply.

How much can I borrow in Singapore?

Depending on income and credit profile, licensed moneylenders typically offer 1–6x of income, while banks can offer higher amounts with stricter criteria.

Will checking my loan options affect my credit score?

No. Viewing your loan matches does not affect your credit score. A credit check only happens when you proceed with a lender application.

Who is eligible for a personal loan?

Eligibility varies, but most lenders accept Singaporeans, PRs, and Work Pass holders with a minimum monthly income. We match you only to lenders you qualify for.

How do I receive my funds?

After choosing your offer, you’ll sign the agreement with the lender. Many lenders disburse funds on the same day.

Skip the Hard Work! We Match You Instantly.

Tell us what you need, and we’ll negotiate the best loan options on your behalf in minutes.

LEGAL

SOCIALS

Copyright 2025. PickMeALoan. All Rights Reserved.